Full Coverage Car Insurance in San Jose


Providing you a seamless experience to finding full coverage car insurance in San Jose.





Why You Should Get Full Coverage Car Insurance in San Jose



Have you searched for the cheapest possible full coverage car insurance in San Jose but ended up with the coverage required because of prices? Though it might look like you got a great deal, you might regret not getting complete full coverage car insurance. This could be problematic if you were to get into an accident and discover afterwards that the repair costs won't be covered by your insurance provider on your automobile. Unfortunately, a lot of drivers in San Jose have found out the hard way. Paying for full coverage car insurance in San Jose offers you greater security than the minimumsfor accidents where you are not at fault. This would mean higher costs. The upside of high prices of full coverage car insurance is comfort knowing that you, your vehicle, and anyone else are covered.

Percentage of Traffic Fatalities Caused by Alcohol in San Jose

26 %

Percentage of Traffic Fatalities Caused by Speeding in San Jose

23 %

Percentage of Traffic Fatalities Involving Cyclists in San Jose

29 %

Percentage of Traffic Fatalities Involving Pedestrians in San Jose

8 %


Average Price of Full Coverage Car Insurance in San Jose by Credit Score



  • 3,314.16

    Very Poor (300-579)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 2,082.96

    Fair (580-669)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 1,745.19

    Good (670-739)

    Average Cost of Car Insurance for those with a good credit history.

  • 1,634.00

    Very Good (740-799)

    Average Cost of Car Insurance for those with a very good credit history.



What’s Included if You Get Full Coverage Car Insurance in San Jose

Complete full coverage auto insurance coverage isn’t a singular type of coverage but rather an combination. It’s a phrase which may have origins within finance as a way to summarize a combination of coverages required to finance or lease a car. It generally is comprised of collision and comprehensive coverage, which covers your car if damage and liability Insurance, which covers accidents and damages you cause to others. Complete auto insurance coverage tends to be more expensive than liability coverage on its own, so it may be best to hunt for cheaper prices. To sum it all up: “full coverage = liability + comprehensive + crash”. Collision insurance pays for repair prices to your vehicle if you are accountable for the collision.
cheap full coverage car insurance San Jose CA content image

The upside of costs to find complete coverage car insurance in San Jose is comfort knowing that your car, you, and anyone else involved in an accident are covered.


When Do You Not Need Full Coverage Car Insurance


If you have an older vehicle, it could be best to ditch getting collision coverage in San Jose. Let's say your vehicle is worth ,500, and you have a ,000 deductible. If you get into an accident, your insurer in San Jose will contribute at most ,500 to fix or replace your car. Keep in mind, your insurance policy will not kick in unless you get into major accident --one over ,000 in damages. You might be spending over /year paying for collision insurance that might not be advantageous. A idea would be to put money aside and create an accident fund if the worst were to occur --then you'll be ready. By law, you're required to carry liability insurance. Having liability insurance ensures that if you're at-fault, other people's bodily or property damages are covered by your own insurance. So in having an older car, you might want to opt for just getting liability insurance policy .

Percentage of Traffic Fatalities Caused by Alcohol in San Jose

22 %

Percentage of Traffic Fatalities Caused by Speeding in San Jose

18 %

Percentage of Traffic Fatalities Involving Pedestrians in San Jose

32 %



How Much More You'll Pay for Full Coverage in San Jose By Age


Age DemographicPercentage More You'll Pay
Full Coverage in San Jose for Drivers Between 16-197,755.28
Full Coverage in San Jose for Drivers Between 20-293,492.67
Full Coverage in San Jose for Drivers Between 30-392,357.86
Full Coverage in San Jose for Drivers Between 40-492,280.48
Full Coverage in San Jose for Drivers Between 50-592,120.31
Full Coverage in San Jose for Drivers Between 60-692,064.65
Full Coverage in San Jose for Drivers Between 70-792,068.72



How to Get the Best Full Coverage Car Insurance in San Jose

It a fact that having full coverage car insurance in San Jose will be more expensive than other types of policy, but there are ways to make it cheap and save you money on your yearly bill. The lower your deductible, the more you'll find yourself covering every month for your whole coverage car insurance. As mentioned, if you produce an accident fund and set aside some money you have lower monthly payments and can end up raising your deductible. Another thing you can do is make sure you claim any discounts you might be entitled to. Estimates comparison shopping can save you thousands annually on your auto insurance bill. There are a large number of insurance companies in San Jose vying for your business and several will vary in costs by hundreds. If you are not comparing quotes you will never know if you are truly getting the quote on your whole coverage car insurance plan.


Having full coverage car insurance in San Jose will be more expensive than other types of policy, but there are ways to make it low-cost and help you save money on your bill.